Payment Policy

1. Accepted Payment Methods

We offer secure and convenient payment options to ensure a smooth checkout experience.

We currently accept:

  • Credit & Debit Cards: Visa, Mastercard, American Express

  • Digital Wallets: Apple Pay and Google Pay

  • Bank Transfer: Available for bulk or trade orders (please contact us in advance for arrangements)

All payments are processed in Pound Sterling (GBP £).

We reserve the right to amend accepted payment methods at any time.


2. Payment Terms

  • Full payment is required at the time of purchase.

  • Orders will only be processed and dispatched once payment has been successfully authorised and received.

  • If a payment is declined, fails, or is flagged for security reasons, the order will not be confirmed.

  • We are not responsible for delays caused by your bank or payment provider.

You will receive an order confirmation email once payment has been successfully completed.


3. Pricing & Currency

  • All prices displayed on our website are in GBP (£).

  • Prices include VAT where applicable (unless clearly stated otherwise).

  • Delivery charges (if applicable) will be clearly displayed at checkout before payment is completed.

  • We reserve the right to change prices at any time. However, changes will not affect orders that have already been confirmed.

If a pricing error occurs, we reserve the right to cancel the order and issue a full refund.


4. Secure Payment Processing

We take the security of your personal and payment information seriously.

  • Our website uses SSL (Secure Socket Layer) encryption to protect your data.

  • Payments are processed through trusted and PCI-DSS compliant payment gateways.

  • We do not store your full credit or debit card details on our servers.

All transactions are subject to validation checks and authorisation by the card issuer.


5. Refunds & Chargebacks

Refunds are processed in accordance with our Returns & Refunds Policy.

  • Approved refunds will be issued to the original payment method.

  • Refunds are typically processed within 5–10 business days after approval (processing times may vary depending on your bank or payment provider).

  • Shipping charges are non-refundable unless the return is due to our error or a faulty item.

If you experience an issue with your order, please contact us before initiating a chargeback. Unauthorised or unjustified chargebacks may be formally disputed.


6. Fraud Prevention & Verification

To protect our customers and our business:

  • We reserve the right to cancel, refuse, or place on hold any order suspected of fraudulent or unauthorised activity.

  • Additional identity verification may be requested for high-value transactions.

  • Orders may be delayed if further security checks are required.

We may also cancel orders where billing details cannot be verified.


Contact

Store name: Monta Living

Company name: Velo Goods Retail

Address: Wilderbeekstraat 40, Tegelen, 5931KW, The Netherlands

E-mail: support@monta-living.com

Contact pageContact

Phone: +447418377436

Customer Service Hours: Monday to Friday, 9:00 AM – 5:00 PM (UK time)

We aim to respond to all enquiries within 24 hours.